…my own
good advice, ha ha ha.
Having said all that I have about the child support matter and the financial stress that I know is a part of the whole single parenting experience for most people, I wanted to write a bit about money today. In my experience, it really is possible to make it, without having to resort to the State (other than, perhaps, temporary assistance while reorganizing life to accommodate single parenting), either for their programs designed to enslave or to enlist them in the effort to collect child support money from a biological contributor unwilling to help.
In an earlier post, I mentioned the Internet as being the primary reason that I am able to do what I do – be both a single parent and an at-home, homeschooling mother. While there are many scams to be found on the Internet, there is also an incredible amount of opportunity.
Content writing – though, granted, it is not the exciting and glamorous vision that many have in their heads when thinking of a writing career – is a great way to pay the bills. I may not be all that excited about what I am writing, but when I see that money hit my Paypal account and know that I am going to have food, diapers and lights for my kids… well, I do get pretty excited.
Some in the writing professions do look down on content writing as not being ‘real’ writing… whatever that is. I did, too, at first, to be quite honest. In fact, I never used to admit to doing it, if I didn’t have to. Then I realized that, in order to do it well, it does take creativity and skill. I wouldn’t say talent, in the same way talent is necessary to create a great work of literature, but definitely skill.
And, that’s good, because the average person can learn the right skill sets to be successful at content writing. That means that the average person, the average single parent, can learn to write content well enough to significantly supplement income and even turn it into a full-time at home job.
Writing content is also a great way to develop the sort of writing skills that will take you further into a writing career. I always knew that some day I would write, though I got sidetracked along the way by life. In my mind, however, I figured that when things slowed down and I had the time… then, I'd write.
It was being the single parent of babies and the thought of having to send them out to daycare that made me quickly get serious about writing, despite my life not slowing down much. I sold my first article for $10 and used that money for diapers. And, I’ve been writing seriously ever since.
Multiple streams of income are a great way to prevent having all the eggs in one basket. There are many things that can be done that won’t add too much to an already jam-packed day, even if you don't write.
For example, selling Avon is actually pretty good. It almost sells itself, and if something happens to the primary flow of income, you can immediately start being more aggressive in your selling and bump up that income to carry you through until the primary income flow is restored. It should be noted that many people make full-time income selling Avon, and it has been voted among the very best companies for women numerous times.
Whatever the source of the income, financial planning is essential, especially to a single parent who may have nobody but herself to rely on. It can be really hard to do, but saving is so important. Then, a sudden expensive prescription with no health insurance, or other out of the blue sort of situation doesn’t have to be more of a problem than it already is.
Developing the self-discipline required to
live with your means and not take on any
debt that isn’t absolutely necessary is an essential part of successful financial planning. A good goal is to get three months worth of living expenses set aside, and when that is achieved, try for three more, so that there’s a six month just-in-case cushion.
Once the immediate financial situation is stabilized and an emergency fund is in place, the next things to think about are
whether or not you want to buy a house, college money for the children, and retirement planning. Once you start meeting your financial goals, you’ll be surprised at just how much you really can accomplish.
Single parenting doesn’t have to mean poverty – which is different from
voluntary simplicity or deliberately simple living -- nor does it automatically mean that you have to sacrifice being with your children, giving up having the time to raise them and enjoy them, because you’ve got to earn the money to feed, clothe, and house them. There are other options and, with research, creativity and effort, you can change your life.